WALL ROSE MUTUAL INSURANCE COMPANY

ALIQUIPPA, PENNSYLVANIA

 IMPORTANT PRIVACY INFORMATION FOR OUR CONSUMERS

 

OUR COMMITMENT. Your privacy is important to Wall Rose Mutual. In order to serve you by issuing an insurance policy, we need to collect information about the person or property to be insured.  But we will respect the privacy of this nonpublic personal financial information in the manner described in this notice.

INFORMATION WE COLLECT ABOUT YOU.  Most of the nonpublic personal financial information we collect about you comes from your application for insurance or renewal application and other forms you complete to provide needed information for the application process.   We may also collect information about your transactions with us, our affiliates or others, and information we receive from a consumer reporting agency [orproperty inspection bureau].  Once insured, we may also collect information about claims you file under the policy [or claims asserted against you and insured under the policy].

INFORMATION WE DISCLOSE ABOUT YOU.  We may disclose the following kinds of nonpublic personal information we may collect about you:

Information received on applications for insurance, renewal applications, and associated forms such as:   

  • Your name
  • Address
  • Social Security Number 

Information about your transactions with us, such as:

  • Policy Coverage
  • Premiums
  • Payment History

Information we receive form a consumer reporting agency [inspection bureau, motor vehicles records] such as:

  • Credit worthiness and credit history
  • Valuation of real and personal property
  • Claims made against you or by you

TO WHOM WE DISCLOSE THIS INFORMATION.  We do not disclose any such nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

FAIR CREDIT REPORTING ACT DISCLOSURE.

 

IMPORTANT NOTICE

IN COMPLIANCE WITH THE REQUIREMENTS OF THE FAIR CREDIT REPORTING ACT (PUBLIC LAW 91-508), WE ADVISE THAT AS PART OF OUR ROUTINE PROCEDURE IN REVIEWING APPLICATIONS FOR INSURANCE OR RENEWALS OF INSURANCE POLICIES, WE MAY PROCURE A CONSUMER REPORT INCLUDING INFORMATION AS TO THE CONSUMER’S CHARACTER, GENERAL REPUTATION, PERSONAL CHARACTERISTICS OR MODE OF LIVING.  IF SUCH INSURANCE IS FOR AN INDIVIDUAL AND IS PRIMARILY FOR PERSONAL, FAMILY OR HOUSEHOLD PURPOSES, SUCH INFORMATION MAY BE OBTAINED THROUGH PERSONAL INTERVIEWS WITH NEIGHBORS, FRIENDS OR OTHERS WITH WHOM THE CONSUMER IS ACQUAINTED.

UPON REQUEST IN THE MANNER AS NOTED ABOVE, WE WILL PROVIDE, IN WRITING, A COMPLETE AND ACCURATE DISCLOSURE OF THE NATURE AND SCOPE OF THE CONSUMER REPORT REQUESTED OR ADVISE THAT NO INVESTIGATION WAS CONDUCTED.

PRIVACY POLICY.  We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with applicable law and regulations to guard your nonpublic personal financial information.

QUESTIONS. If you have any questions about this privacy notice please write to:

Wall Rose Mutual Insurance Company
100 Autumn Street
Aliquippa, PA  15001-1302

 Or call 724-375-0594, during regular business hours.

 


DISCLAIMER

Wall Rose Mutual Insurance Co. maintains this Web site as a service to the Internet community. This Web site has been designed to provide general information about Wall Rose Mutual Insurance Co. and general information about insurance products. 

These pages are not intended to provide investment or medical advice, nor do they provide instruction on the appropriate use of products produced, supplied or under development by Wall Rose Mutual Insurance Co., its affiliates, related companies, or its licensors or joint venture partners. Access and use of this Web site is subject to the terms and conditions set forth herein and all applicable laws, statutes, and/or regulations.

Wall Rose Mutual Insurance Co. may revise these terms and conditions from time to time by updating this posting. We will use reasonable efforts to include accurate and up-to-date information on the this Web site, but Wall Rose Mutual Insurance Co. makes no warranties or representations as to the accuracy of information presented on this Web site.

Wall Rose Mutual Insurance Co. shall not be held responsible for any action taken that is based on the information presented on this Web site, and all users of this Web site agree that all access and use of this Web site, and any and all content presented on this Web site, is at the user's own risk. 

Neither Wall Rose Mutual Insurance Co. nor any party involved in creating, producing or delivering this site shall be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of user's access, use, or inability to use the this Web site, or any errors or omissions in the content of this Web site.

Any communication or material you transmit to Wall Rose Mutual Insurance Co. via the this Web site or Internet electronic mail may be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For that reason, do not use email to communicate information to us that you consider confidential. Whenever you submit information via this site, you consent to the collection, use, and disclosure of that information in accordance with Wall Rose Mutual Insurance Co. Privacy Statement.